EMI Calculator
Calculate monthly EMI, total interest, and total payment instantly. Includes an amortization schedule and CSV export.
Enter total principal.
Example: 18 means 18% per year.
Max: 600 months (50 years).
| Month | EMI | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | 91,679.99 | 15,000 | 76,679.99 | 923,320.01 |
| 2 | 91,679.99 | 13,849.8 | 77,830.19 | 845,489.81 |
| 3 | 91,679.99 | 12,682.35 | 78,997.65 | 766,492.17 |
| 4 | 91,679.99 | 11,497.38 | 80,182.61 | 686,309.56 |
| 5 | 91,679.99 | 10,294.64 | 81,385.35 | 604,924.21 |
| 6 | 91,679.99 | 9,073.86 | 82,606.13 | 522,318.08 |
| 7 | 91,679.99 | 7,834.77 | 83,845.22 | 438,472.86 |
| 8 | 91,679.99 | 6,577.09 | 85,102.9 | 353,369.96 |
| 9 | 91,679.99 | 5,300.55 | 86,379.44 | 266,990.51 |
| 10 | 91,679.99 | 4,004.86 | 87,675.14 | 179,315.38 |
| 11 | 91,679.99 | 2,689.73 | 88,990.26 | 90,325.12 |
| 12 | 91,679.99 | 1,354.88 | 90,325.12 | 0 |
Documentation
An EMI calculator estimates your monthly loan installment based on loan amount, interest rate, and tenure. It also shows total interest and total repayment.
Monthly EMI, total interest, total payment, and an amortization schedule with principal/interest breakdown.
- 1) Enter loan amount.
- 2) Enter annual interest rate.
- 3) Enter tenure in months or years.
- 4) View results and download schedule (CSV).
FAQs
EMI (Equated Monthly Installment) is a fixed monthly payment used to repay a loan over a set tenure.
It uses the standard EMI formula based on loan amount, interest rate, and number of months.
Yes. You can export the amortization schedule as a CSV file.
No. All calculations happen in your browser and are not uploaded or stored.
If interest is 0%, EMI becomes principal divided by months and total interest is zero.